Clarity Insurtech

Clarity InsurTech — Storm Response Demo

The Signal

Severe

Weather event detected across 4 zip codes · Verisk Benchmark API

Affected Policies

1,847

Active policies matched to impacted addresses · Data Cloud

Avg. Claim Exposure

$14,200

Per policy based on coverage type and event severity

Data Sources

Verisk API

Data Cloud

Policy DB

Contractor Network

Agentforce reads the storm before the adjuster's phone rings.

The moment Verisk's Benchmark API registers a severe weather event, Clarity has already cross-referenced every affected address against active policies, calculated each policyholder's coverage and exposure, and queued a response — ranked by severity. The claims adjuster doesn't search. They decide.

Clarity

Agentforce · Claims Response

Today 2:17 PM

🌩️ Weather Event Detected — Response Required

Verisk has confirmed a severe weather event across 4 zip codes. I've matched 1,847 active policies to affected addresses and identified your highest-priority policyholder for immediate outreach.

Priority Policyholder — Marcus Webb

Address4412 Ridgemont Dr.

Policy TypeHomeowners — HO-3

Coverage$340,000

Deductible$1,500

Event Severity at Address

High — Damage Likely

Verisk Benchmark: 2.1" hail · 58 mph wind gusts confirmed at property

Last Contact214 days ago

Fraud RiskStorm Chasers Active

Verisk API Data Cloud Policy DB

Storm chasers are active in this area. Marcus hasn't heard from Clarity in 214 days. I've drafted a personalized outreach with his coverage details and your approved contractor list.

If we reach Marcus first, we control the claim. Approve to send?

Proposed Outreach

ChannelSMS / iMessage

ToneCaring, urgent

IncludesCoverage + Contractors

CompliancePre-cleared ✓

✓ Approve & Send to Marcus

✎ Edit Before Sending

Approved. Send it now.

✅ Sent to Marcus. Queuing the remaining 1,846 affected policyholders by severity. Full response report by end of day.

The moment that matters

The adjuster approved in 22 seconds.
The storm chaser is still three blocks away.

This is the window every insurer loses. Door-to-door contractors arrive within hours of a weather event, get homeowners to sign Assignment of Benefits forms, and file inflated claims the insurer has no control over. Clarity closes that window. Marcus doesn't get a generic "storm in your area" alert. He gets a message that knows his address was hit, knows his coverage, and hands him three vetted contractors before a stranger knocks. The outreach feels personal because the data made it personal — Verisk confirmed the damage at his specific property, not just his zip code.

22s

Adjuster approval to
policyholder outreach

1,847

Personalized messages
from a single approval

Manual lookup required
per policyholder

Marcus's phone buzzes at 2:18 PM. The stranger won't knock until 4.

The message Marcus receives doesn't read like an automated alert. It knows his address was specifically affected. It knows his deductible. It gives him three pre-vetted contractors and a direct path to start his claim — before he's had time to feel anxious or vulnerable to a stranger at the door.

Clarity Insurance

Your Home Insurance

Today 2:18 PM

Hi Marcus — our weather monitoring just flagged a severe storm event near your home at 4412 Ridgemont Dr. We wanted to reach you directly.

Your Property — Storm Assessment

Address AffectedYes — Confirmed

Event TypeSevere Weather

Your Coverage$340,000

Your Deductible$1,500

Important

Only use Clarity-approved contractors

Unsolicited door-to-door contractors may ask you to sign over your claim rights. You are not obligated to do so.

If your home has damage, here are three Clarity-approved contractors near you. They're vetted, licensed, and work directly with our claims team so the process is faster and fully covered.

Approved Contractors — Near You

Summit Roofing Co.

1.2 miles away

Clarity Preferred

Apex Restoration

2.4 miles away

Clarity Preferred

HomeShield Pros

3.1 miles away

Clarity Preferred

📋 Start My Claim

You don't need to do anything right now. Take your time, assess the damage when it's safe, and reach out when you're ready. We're here.

Thank you — I had no idea. Starting the claim now.

Claim Started

Claim Initiated

Ref #CLM-2024-8841 ✓

Adjuster AssignedWithin 2 hours

Contractor ContactSummit Roofing notified

ConfirmationSent to email ✓

Interaction logged. Claim opened. AOB fraud risk eliminated for this policyholder.

The Invisible Architecture — Works for Any Peril

⚡

The Signal

Verisk Benchmark API confirms address-level event severity in near real-time — hail, wind, wildfire, hurricane

→

🧠

The Brain

Data Cloud matches affected addresses to active policies, coverage, deductibles, and nearest approved contractors

→

⚙️

The Engine

Agentforce briefs the adjuster, gets approval, and sends 1:1 personalized outreach to every affected policyholder

Compliance by Design

👤

Human Approval Required

Every outreach requires adjuster sign-off. Agentforce prepares — licensed professionals decide.

⚠️

AOB Fraud Warning Built In

Every policyholder message includes an explicit Assignment of Benefits warning — protecting the insurer and the customer.

✓

Pre-Cleared Outreach

All messaging runs through Financial Services Cloud compliance rules before reaching the adjuster queue.

📋

Full Audit Trail

Every action — signal, approval, outreach, claim initiation — is logged to the policyholder profile in real time.

The storm chaser is alreadydriving your neighborhood.Clarity got there first.

Agentforce reads the storm before the adjuster's phone rings.

Marcus's phone buzzes at 2:18 PM. The stranger won't knock until 4.

The storm chaser is already
driving your neighborhood.
Clarity got there first.